Does Outdoorsy Provide Insurance

Does Outdoorsy Provide Insurance? 2024 Answer

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Last Updated on March 31, 2024 by Jessica Lauren Vine

Being the spouse of an active-duty service member comes with perks! One is the ability to travel all over the world, while another is an endless adventure!

During our three years stationed in Fort Wainwright, Alaska, we were able to rent a camper through the outdoor recreation services at Eielson Air Force Base.

We traveled to Valdez, Alaska, and spent a week in a stationary rented RV. At that stage in our life, we were attempting to figure out what kind of RV we needed for our family.

We were grateful for this opportunity to experience RV life and find out what we want in an RV. We learned so much!

Yes. Outdoorsy provides insurance.

What is Outdoorsy?

If you are new to RVing, on the search, or just curious about what having an RV would be like, a service like we used may be an option for you. If you were to google “RV rental service,” Outdoorsy is at the top of the list of choices. Outdoorsy is a rental and income service provided where you can rent an RV or offer your own personally owned RV out for rental. 

There are several options for renting. On the main page of the Outdoorsy website, you can find anything available to rent from a class A RV to a pull-behind. It is like other travel accommodation websites; instead of renting out homes, you get to stay in an RV! In addition to renting, Outdoorsy provides Owners the opportunity to partner in renting out their personal RVs. 


Whether you want a smooth RV rental experience so you can travel in an RV or you want to be able to rent your RV out to make extra money, Outdoorsy is a great option.

Rent an RV with Outdoorsy Rent Out Your RV with Outdoorsy
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What’s the Catch? 

With every rental, there is a risk for the owner and the renter. The biggest is financial risk management. Let’s face it; we all need insurance! When renting an RV or renting out an RV, one or two questions about insurance are sure to come up. 

Does Outdoorsy Provide Insurance?

We can answer this question with a simple answer. 


Both Renters and those wishing to rent out their personally owned RVs have insurance with Outdoorsy. To be qualified for insurance, you need to meet three qualifications.

1. Be at least 25 years of age.

2. Have a current driver’s license.

3. Have an unrestricted driving record.

RV insurance is provided throughout travel in the US and into Canada. (New York residents may have additional restrictions.)

Is Outdoorsy Insurance Optional?

Outdoorsy’s co-founder and CMO Jen Young says, “Each of our rentals includes industry-leading insurance coverage, 24/7 live support, and free roadside assistance. The insurance is mandatory so that we can ensure both our renters and owners are protected, but renters have a choice in which tier of insurance package they choose for your trip – we have several tiers of coverage available depending on how many additional protections you or the owner would like added in and what deductibles you’d like.

This requirement ensures an enjoyable, stress-free vacation.  

Owners, however, are provided insurance at no cost through the rental agreement with Outdoorsy. A vehicle must have a clean VIN check and no salvage title to be eligible for insurance coverage. The ability to rent a personally owned RV leads to a passive income where the investment is protected. 

What Do You Think? 

Have you ever thought about using Outdoorsy but weren’t sure they had insurance? Whether an Owner or a Renter, you can feel secure with Outdoorsy‘s insurance packages! 

We want to hear about your Outdoorsy experience. Have you rented an RV or listed your RV? Let us know your thoughts and experiences in the comments below.

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